Raphael Auer

Raphael Auer

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(Rachel Sun/CoinDesk)
What Drives Crypto Users? Distrust of the System or Speculation?
A new survey finds people aren’t seeking out crypto as an alternative to fiat or commercial banks.
(Rachel Sun/CoinDesk)
raphael-auer
CBDCs: An Idea Whose Time Has Come?
Almost 50 monetary authorities and central banks are researching and developing wholesale or retail CBDCs. What does 2021 hold in store?
raphael-auer
Credit: Shutterstock/naskami
The Security Trilemma and the Future of Bitcoin
Bitcoin faces a "trilemma," says a leading researcher. Either it becomes more centralized, loses liquidity, or increases supply beyond 21 million.
Credit: Shutterstock/naskami