This episode is sponsored by Circle and Near.

Can financial inclusion be achieved without a bank account or a digital money solution, such as crypto?

Host Michael Casey is solo on this episode of “Money Reimagined” to speak with Brett Scott, journalist, financial hacker, activist and author of "Cloud Money: Cash, Cards, Crypto and the War for Our Wallets."

According to Scott’s thesis, digitizing money is putting humanity at risk. He argues that cash, with its unique capacity to preserve privacy and avoid central surveillance, is an important escape valve for societies to sustain their freedom. And while those concerns align with the views of many in the crypto community, Scott is not a big fan.

However, if crypto is to evolve, his perspective is an important one for people to absorb.

This is a must-listen episode.

This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer Jared Schwartz. Our theme song is “Shepard.”