CBDCs

(Jason Leung/Unsplash, modified by CoinDesk)
The Subtle Art of Slow: The CBDC Adoption Journey
Through the "slow and steady" adoption of CBDCs, central banks can ensure their place in the competitive arena of digital money, Digital Euro Association Chairman Jonas Gross...
(Jason Leung/Unsplash, modified by CoinDesk)

The IMF is looking at crossborder payments using CBDC (World Bank/Flickr)
CBDCs Good for Payments, Even With Competition: IMF
The International Monetary Fund's planned CBDC handbook offers guidance for policymakers on how to explore digital versions of sovereign currencies.
The IMF is looking at crossborder payments using CBDC (World Bank/Flickr)

The Fed will not issue a CBDC without executive branch and Congressional support. (Jesse Hamilton/CoinDesk)
U.S. CBDC Is Unlikely in the Near Term: Bank of America
The Federal Reserve continues to pilot a central bank digital currency, but will not issue one without executive branch and Congressional support, the report said.
The Fed will not issue a CBDC without executive branch and Congressional support. (Jesse Hamilton/CoinDesk)

Agustin Carstens (Horacio Villalobos / Getty Images)
CBDCs Are 'Central' to Innovating Financial Systems, BIS Chief Says
Central banks will have a limited role to play relative to the private sector in CBDC issuance, BIS general manager Agustín Carstens said.
Agustin Carstens (Horacio Villalobos / Getty Images)

Fed Vice Chair for Supervision Michael Barr (Jesse Hamilton/CoinDesk)
U.S. Federal Reserve's Barr Holds Line on Central Bank Needing Stablecoin Powers
Vice Chairman Michael Barr argued that the Fed needs regulatory and enforcement authority over stablecoin issuers – a point of contention in the debate over legislation.
Fed Vice Chair for Supervision Michael Barr (Jesse Hamilton/CoinDesk)

Jon Cunliffe (Camomile Shumba/CoinDesk)
Digital Pound Consultation Received Over 50,000 Responses, With Privacy a Major Concern
Many of the respondents outlined concerns around privacy, programmability and the decline of cash, Jon Cunliffe, deputy governor of the Bank of England said.
Jon Cunliffe (Camomile Shumba/CoinDesk)

Sam Bankman-Fried Will Take the Stand; Deutsche Bank Tests a SWIFT Alternative for Stablecoins
Sam Bankman-Fried Will Take the Stand; Deutsche Bank Tests a SWIFT Alternative for Stablecoins
"CoinDesk Daily" host Jennifer Sanasie breaks down the hottest stories shaping the crypto industry today, including bitcoin's price action after a better-than-expected U.S. GD...
Sam Bankman-Fried Will Take the Stand; Deutsche Bank Tests a SWIFT Alternative for Stablecoins

Unpacking the Privacy Debate Over CBDCs
Unpacking the Privacy Debate Over CBDCs
As part of CoinDesk's State of Crypto 2023 event in Washington, D.C., MobileCoin head of compliance David Ackerman, along with Lightspark co-founder and chief legal officer Ja...
Unpacking the Privacy Debate Over CBDCs

ECB's digital euro project moves to next phase. (MichaelM/Pixabay)
Digital Euro Project Moves to 'Preparation' Phase
The move is not a decision to issue a central bank digital currency, the European Central Bank said Wednesday.
ECB's digital euro project moves to next phase. (MichaelM/Pixabay)

Ripple VP James Wallis argues that CBDCs are coming down the pike, meaning that user privacy needs to be considered now. (James Wallis)
Ripple VP: The Policy Considerations 'Justifying the Implementation of CBDCs'
Central bank digital currencies have nearly limitless opportunity but ultimately, mainstream adoption hinges upon usability, Ripple Vice President James Wallis writes.
Ripple VP James Wallis argues that CBDCs are coming down the pike, meaning that user privacy needs to be considered now. (James Wallis)