James McGirk

James McGirk

James McGirk is a senior writer at Spectral Finance and the co-founder of Lonely ROCKS.

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(Daniel Lloyd Blunk-Fernández/Unsplashed, modified by CoinDesk)
Using Proof-of-Stake for a Decentralized Credit Bureau
Cryptoeconomics, when it works, creates a hothouse environment to improve legacy financial tools like credit assessments, leading to real consumer and economic gains.
(Daniel Lloyd Blunk-Fernández/Unsplashed, modified by CoinDesk)
computer, gaming, headset, mic, monitor, keyboard, backlights
The Death of a Discord Server
Large parts of the crypto ecoystem are ditching the popular social media platform in favor of Web3-native communications tools.
computer, gaming, headset, mic, monitor, keyboard, backlights
(Dan Cristian Pădureț/Unsplash, modified by CoinDesk)
Anyone Can Start a Hedge Fund: How On-Chain Credit Changes the Crypto Economy
Undercollateralized loans open crypto into new forms of financing, and could spur a wave of trading activity and capital formation.
(Dan Cristian Pădureț/Unsplash, modified by CoinDesk)
An AirdropVenezuela event
Bull Run Democracy, Revisited
In 2017, high-flying bitcoiners attempted to foment democracy in Venezuela by airdropping crypto and paper wallets. What did we learn from these experiments?
An AirdropVenezuela event